Business Insurance in Windsor, NC
Business insurance may help cover accidents, lawsuits and other disruptions. It supports business continuity by addressing financial liabilities that could otherwise threaten operations.
What Does a Policy Include?
A business insurance policy can include different types of coverage, depending on the company’s workforce size, industry and risk exposure. Your agent may recommend the following: 
- General liability insurance may cover third-party claims involving bodily injury, property damage and personal and advertising injury.
- Commercial property insurance may cover damage to buildings, equipment and inventory caused by fire, theft or severe weather.
- Business interruption insurance may help cover lost income and operating expenses during a temporary shutdown caused by a covered event.
- Workers’ compensation insurance may pay for medical bills and cover partial wages if an employee is injured on the job or suffers from a work-related illness.
- Professional liability insurance may cover legal fees, settlements and judgments related to claims of negligence or mistakes in professional services.
- Commercial auto insurance may cover accidents or damage involving vehicles used for business purposes.
How to Assess Your Insurance Needs
First, identify the specific risks your business faces to determine your coverage needs. Consider your location, industry regulations, number of employees and the value of your physical and digital assets.
Review your contracts and legal obligations to determine what coverage may be required. Speak with an insurance agent from Dan Pittman Insurance Agency to compare options and understand what each policy includes. Review your coverage regularly, especially as your business evolves.
Get Covered Today
To learn more about business insurance, contact Dan Pittman Insurance Agency. Our team can help you find appropriate coverage options. Contact us today.