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Home > File a Claim

Claim Information


Available Claim Forms

To submit a claim use one of the appropriate company links below. If none are available for your particular claim, please contact us directly.

Auto Accident Claim
Flood Property Loss Claim Form
Motorcycle Accident Claim
Property Loss Claim Form
Renters Property Loss Claim Form
Watercraft Accident Claim
Windstorm Property Loss Claim Form

Aflac
Aflac

Aflac

URL:
http://www.aflac.com

American Modern Insurance Group
American Modern Insurance Group

American Modern Insurance Group

URL:
http://www.amig.com

Amerisafe
Amerisafe

Amerisafe

URL:
http://www.amerisafe.com

Appalachian Underwriters, Inc.
Appalachian Underwriters, Inc.

Appalachian Underwriters, Inc.

URL:
http://www.appund.com

Auto Owners Insurance
Auto Owners Insurance

Auto Owners Insurance

URL:
http://www.auto-owners.com/

Bankers Insurance
Bankers Insurance

Bankers Insurance

URL:
http://www.bankersinsurance.com

Builders Mutual
Builders Mutual

Builders Mutual

URL:
http://www.buildersmutual.com

Burns & Wilcox
Burns & Wilcox

Burns & Wilcox

URL:
http://www.burnsandwilcox.com

CNA Surety
CNA Surety

CNA Surety

URL:
http://www.cnasurety.com

Dairyland/Sentry

Dairyland/Sentry

Dairyland/Sentry

URL:
http://www.sentry.com

FloodSmart
FloodSmart

FloodSmart

URL:
http://www.floodsmart.gov

Foremost Insurance Group
Foremost Insurance Group

Foremost Insurance Group

URL:
http://www.foremost.com

GeoVera Insurance
GeoVera Insurance

GeoVera Insurance

URL:
http://www.geovera.com

Hagerty

Hagerty

Hagerty

URL:
http://www.hagerty.com

Hanover

Hanover

Hanover

URL:
http://www.hanover.com

Hartford Steam Boiler
Hartford Steam Boiler

Hartford Steam Boiler

URL:
http://www.hsb.com

Lexington Insurance Co.
Lexington Insurance Co.

Lexington Insurance Co.

URL:
http://www.lexingtoninsurance.com

National Flood Services
National Flood Services

National Flood Services

URL:
http://www.nfsmt.com

Tapco Underwriters, Inc.
Tapco Underwriters, Inc.

Tapco Underwriters, Inc.

URL:
http://www.gotapco.com

Lititz Mutual

Lititz Mutual

Lititz Mutual

URL:
http://www.lititzmutual.com

Rain and Hail

Rain and Hail

Rain and Hail

Crop

URL:
http://www.rainandhail.com

The Cincinnati Life Insurance Company
The Cincinnati Life Insurance Company

The Cincinnati Life Insurance Company

URL:
http://www.cinfin.com

Short Term Medical Insurance

Short Term Medical Insurance

Short Term Medical Insurance

Short Term Medical Pricing and Plans

URL:
https://quote.nationalgeneral.com/eproIFP/webPages/infoEntry/InfoEntryZip.asp?insuranceTypeID=T&license_no=CUSEYS

Discovery Insurance

Discovery Insurance

Discovery Insurance

URL:
http://www.discoveryins.com

First Mutual Insurance Company

First Mutual Insurance Company

First Mutual Insurance Company

Payments

URL:
https://www.fmicnc.com/payment/payment.php

Halifax Mutual Insurance Company

Halifax Mutual Insurance Company

Halifax Mutual Insurance Company

URL:
http://halifaxmutualins.com/

North Carolina Joint Underwriters

North Carolina Joint Underwriters

North Carolina Joint Underwriters

URL:
http://ncjua-nciua.org/

UPC

UPC

UPC

URL:
https://www.upcinsurance.com/

                                                                                                                   

AFTER THE STORM

• Contact your insurance agent as quickly as possible and ask for instructions on what to do until your adjuster arrives. Be sure to follow the company’s instructions when making your claim. Insurance companies are required to handle claims promptly and fairly.

• Begin preparing an inventory of personal property damaged or destroyed and take pictures of the damaged property.

• Protect your property from further damage. Your reasonable expenses to protect your property are part of the loss and will be reimbursed by your insurance company.              KEEP YOUR RECEIPTS!

• Do not have permanent repairs made until your insurance company has inspected the property and you have reached an agreement on the cost of repairs. The company has a legal right to inspect the property in its damaged condition and may refuse to pay you for any damage repaired before it has been inspected. Don’t throw anything away before inspection by the company.

• If necessary, rent temporary shelter. If your home is uninhabitable because of physical damage, most homeowners’ policies will pay additional living expenses while your property is being repaired. Lack of power or water is not considered physical damage and, therefore, additional living expenses will not be covered. Before renting temporary shelter, check with your insurance company or agent to determine what expenses will be reimbursed. KEEP YOUR RECEIPTS.

• When your insurance company representative arrives, be courteous. Don’t take your frustrations out on your adjuster. He or she is there to help you and more progress can be made if you start off on the right foot. • If you think that the estimate of the insurance company is to low, you may wish to obtain an estimate from your own contractor. A contractor may charge a fee for this service; but usually if he or she does the repair work, the fee will be credited to your bill.

• If you have questions or problems concerning your insurance coverage, contact the Consumer Services Division of the NC Department of Insurance toll-free at 855-408-1212

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123 S King St
PO Box 549
Windsor, NC 27983
Phone: 252.794.1990
Fax: 252.794.1947

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